31.  Leasing rates have increased as vacancies have decreased.

32.  Online purchasing has increased because more computer users rely on the Internet.

33.  Outdoor running could increase as the temperature does.

34.  Pension spending has increased because the state has deliberately chosen to speed up its pension funding schedule, a move that was applauded as fiscally sound by Wall Street.

35.  Pressure from accountants to change the way the profits are split may increase as the profitability of the consulting business grows faster than that of the accounting business.

36.  Pressures to unionize have increased as nonprofit health care has become more and more businesslike and both management and employees have been caught in a financial squeeze.

37.  Problems are increasing as the majors strive to sign inexpensive Latin players.

38.  Reinsurance demand has increased as insurers want to be protected from risks.

39.  Pressure from accountants to change the way profits are split may increase as the profitability of the consulting business grows faster than the accounting business.

40.  Pressures on presidents have increased as universities have become more diverse, said C. Peter Magrath, president of the National Association of State Universities and Land Grant Colleges.