1.  Many deductions and tax shelters would disappear and in return, rates would be lowered under most flat tax plans.

2.  Some have taken advantage of the Tessa trap to lower savings rates.

3.  The State Bank charges lower rates on personal loans.

4.  Thus, a trace of ambiguity in the data can lower success rate.

5.  Traders said they expect the central bank to lower the key rates when it next lowers the two-week rates.

6.  This avoided the appearance of lowering rates which had often been at a customary level for a generation or more.

7.  Broadly speaking, expansionary monetary and fiscal policies before an election will lower rates of interest and levels of unemployment while raising national income.

8.  If banks lower the interest rates they charge to borrowers, they must also lower the rate they pay to depositors.

9.  Also, the GOP treats as burdens the tax payments that investors will voluntarily make as they sell stocks and bonds to take advantage of lower capital gains rates.