1.  Any remaining amounts, however large, will not be available until the banks' assets have been sold off, perhaps years from now.

2.  Any Republican candidate short of $20 million in the bank as of Jan. 1, 1996, is inhaling fantasy if he believes he can mount a campaign.

3.  Dennis Nixon, the bank's chairman and CEO, wrote in an editorial late last year that the bank's opposition to the original legislation had been misconstrued.

4.  Dennis Vacco, the state attorney general, a Republican, has collected $2.2 million for his re-election campaign and has $2.1 million in the bank.

5.  DeFrancesco, the father of two grown sons, who he at first said robbed banks for a living, was divorced from his first wife in 1981.

6.  Cuba, a poor country, would have to either pay in cash or secure a loan from a foreign bank, probably at high interest rates.

7.  Cuba, though, doesn't plan to let foreign banks offer their services.

8.  Cuban-born Abel Holtz founded the bank in 1974 and gave control of the bank to his relatives in 1994 before pleading guilty to federal perjury charges.

9.  Cuba's defaulted loans date back to the 1970s, when it took advantage of a wave of bank lending to Latin America.

10.  Cuccia, who gave his last press interview about 30 years ago, has never commented on his activities at the bank during the war.